USD Coin (USDC) price and plain-language guide
€0.8886 -0.54% today · Updated Nov 4, 2026
Up 2.1% over 1 year
USD Coin (USDC) is a stablecoin issued by Circle, designed to stay close to the US dollar, though it can lose that link. It costs €0.8886 today. On Rumos your USDC is held by BitGo, a regulated custodian.
- Market cap
- €62.81B Price × coins in circulation
- 24h volume
- €10.43B Traded in the last 24 hours
- 24h high / low
- €0.8942 / €0.8876 Today's range
- All-time high
- €1.04 Sep 2022
- In circulation
- 70.7B USDC
In plain English
What is USD Coin?
What people use USD Coin for
- Hold itMany people keep it for the long term.
- Cash outSell it and withdraw to your bank.
- Swap itTrade it for other coins in the app.
- Buy regularlySet up a recurring buy in a couple of taps.
Latest USD Coin news
All news-
Security & Scams Binance hack of 29 October 2026: about $6.3 billion taken, according to Binance
yesterday -
Education Workshop of the Week: DCA — how to invest in crypto without stress or guessing
3 mo. ago -
Market News Crypto this week (28 Sep–4 Oct 2026): Bitcoin ends the quarter up 42.7%, in seven numbers
last mo.
What is DCA?
Start small, and keep it steady.
What is DCA, and how would it have worked for USD Coin?
DCA stands for dollar-cost averaging. You buy a fixed amount at regular times, like €25 every week, whatever the price is. When the price is low the same money buys more, and when it's high it buys less, so you don't have to guess the right moment.
- Why people use itIt takes out the guesswork, and small regular amounts are easier to keep up.
- What it can't doIt doesn't guarantee a profit. If the price keeps falling, you can still lose money.
- Set it and let it runA recurring buy in the app repeats on its own. Check in now and then, and change the amount if your plans change.
A quick example
€100 a month for 3 months, with made-up prices
| Month | You put in | Price | You get (BTC) |
|---|---|---|---|
| January | €100 | €50,000 | 0.00200 |
| February | €100 | €40,000 | 0.00250 |
| March | €100 | €60,000 | 0.00167 |
| Total | €300 | 0.00617 |
Same €100 each month: the lower the price, the more USDC you get.
Your average price: €48,649
That's lower than the €50,000 average of the three prices, because the same €100 bought more when the price was low.
Look it up in the glossaryDCA calculator
Loading real price history…
How to buy
How to buy USD Coin in the EU
-
Download the Rumos app
Create your free account and complete a one-time identity check. We guide you through it.
-
Add euros
Top up by SEPA bank transfer or card. New accounts get 0% trading fees for the first 30 days.
-
Buy USD Coin
You don't need to buy a whole USDC. You'll see the exact amount and price before you confirm.
-
Hold it or set a recurring buy
Your USDC is held by BitGo, a regulated custodian. Prefer to invest a little at a time? Set up a recurring buy in a couple of taps.
Real questions
Common questions about USD Coin
What is the price of USD Coin today?
On Nov 4, 2026, USD Coin costs about €0.8886, down 0.54% over the last 24 hours. Prices change all the time; the app always shows the live price before you buy.
How many USDC are there?
About 70.7B USDC are in circulation today.
How do I buy USD Coin in the EU?
In short: Download the Rumos app; Add euros; Buy USD Coin; Hold it or set a recurring buy. You can start with a small amount, and the app explains each step.
Is USD Coin safe?
The risk people usually mean is price: USDC can move sharply in a single day. How USD Coin is run also matters, so read what it is above. Only put in what you'd be comfortable losing while you learn.
Is USD Coin a good investment for beginners?
No one can promise that — USDC's price can rise or fall sharply, and past performance is never a guarantee. What you can control is how you invest: many beginners buy a small amount on a regular schedule (called dollar-cost averaging) instead of trying to time the market, and only invest what they can afford to lose. Treat USD Coin as a long-term way to learn, not a get-rich-quick bet.
Can I buy a small amount?
Yes. You don't need to buy a whole USDC. Coins are divisible to many decimal places, so you can buy a small part of one.
Where is my USDC stored?
When you buy through Rumos, your USDC is kept with our regulated custody partner BitGo, in segregated accounts. You manage it in the Rumos app.
What can I actually do with it?
Hold it, swap it for other coins in the app, or set up a weekly recurring buy. Sending to an outside wallet isn't available yet.
Other coins to learn about
All markets
Get started
Ready to start?
Get the app and buy USDC in a couple of taps. New accounts get 0% trading fees for 30 days.
Crypto prices can go down as well as up. Only use money you can afford to lose. This is not investment advice.
