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Buy crypto in Austria — a calm, beginner-friendly app for 2026

Crypto is legal in Austria under MiCA, the EU’s crypto rulebook, with the FMA as the local regulator. Whether you’re new to crypto or your old exchange has scaled back its EU service, Rumos is a simple, beginner-friendly app with custody powered by BitGo.

  • Add money in EUR
  • Held by BitGo
  • Lessons in the app
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What’s changing for crypto users in Austria

  • Austria taxes crypto gains at a flat 27.5% (since the 2022 reform), with no holding-period exemption; crypto acquired before March 2021 is generally exempt as “old holdings”, and swapping one crypto for another isn’t taxed until you convert to euros. This is general information, not tax advice.

  • Crypto itself is fully legal in Austria — Rumos is available here now, with regulated custody powered by BitGo.

Why people in Austria start with Rumos

  • Held by a named custodian

    Your crypto is kept with BitGo, our regulated custody partner, in segregated accounts.

  • Lessons in plain English

    Short lessons and a quick quiz, right inside the app.

  • Start small

    You can buy part of a coin and go at your own pace.

Frequently asked questions

Is the Rumos app available in German?

The app is in English, Slovenian and Spanish today, with more languages on the way. This website and its guides are already in German.

Is crypto legal in Austria?

Yes. Crypto is legal to buy, hold and sell in Austria under the EU’s MiCA regulation, with the FMA as the local regulator. Gains are taxed at a flat 27.5%. This is general information, not tax advice.

How is crypto taxed in Austria?

Since the 2022 reform, crypto gains are taxed at a flat 27.5% with no holding-period exemption. Crypto bought before March 2021 is generally exempt as “old holdings”, and crypto-to-crypto swaps aren’t taxed until you convert to euros. This is general information, not tax advice.

How do beginners in Austria buy their first crypto?

Download a beginner-friendly app, verify your identity once, fund your account by SEPA transfer in euros, and make a small, guided first purchase. Rumos explains each coin and step in plain language.

Is Rumos regulated?

Rumos is a beginner-friendly app, not a licensed exchange. Regulated custody and execution are provided by BitGo, a regulated institutional custodian.

Get started

Ready when you are.

Download Rumos, take a short lesson, and make a small first buy when it feels right. Your first 30 days have 0% trading fees.

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Crypto prices can go down as well as up. Only use money you can afford to lose.